Foreign Currency Non Resident (FCNR) Deposit
FCNR deposit of these five leading international currencies, US dollar, euro, pound sterling, Australian dollar and Canadian dollar. Earn attractive interest rates in the foreign currency of your choice. A wide range of tenures to choose—12 months to 36 months, avail of a rupee overdraft of up to 90% . Your FCNR deposit value held in units of 1,000 so you can withdraw easily without breaking the complete deposit.

NRE Savings Account
Non-Resident External Account (NRE) is the perfect choice to maintain in rupees. This savings account requires you to keep an average quarterly balance of Rs 5,000 only. You have the choice to open jointly with other NRIs. Facilities—international debit card, personalised chequebook, net banking. Use this facility to pay your electricity and mobile phone bills. Easily transfer out of India, your balances, along with interest earned with safe deposit locker.

Rupee Savings Accounts-NRO Savings Account
If you have investments in Indian rupees, you also get the advantage to route these out of India. Open an NRO Account jointly with an Indian resident, get ATM Card and give a letter of mandate/POA to your local representative in India to operate the account on your behalf. Get personalised chequebook, net banking, bill pay. Enjoy the convenience of banking at any of our profile branches in India.

Accounts for Returning Indians - RFC Fixed Deposits
An RFC Fixed Deposit allows you to hold your deposit in US$, £ and Euro. You can convert your deposit into Rs as and when you require. Protect your deposit from exchange rate risks by holding the monies in one of four foreign currencies. Tax exemption can be claimed on interest basis declaration of RNOR (Resident but Not Ordinarily Resident) status, if eligible, at the start of the financial year.

Global Indian Credit Card
Global Indian credit card is tailored to the needs of NRIs. No income documents required. Minimum fixed deposit balance of Rs 100,000 and Rs 500,000 respectively for a silver and gold card, high credit limit of Rs 100,000 and Rs 300,000, comprehensive Insurance for both primary and add-on cards up to Rs 2,000,000, supplementary card to family in India, simple re-payment option by auto debit through savings bank account.

Car Loans to NRIs
We provide you loans to purchase cars
in India. Eligible applicants—salaried employees and self-employed individuals. Maximum loan up to 90% of the ex-showroom cost; repayment tenure loans can be taken for tenure of up to 60 months; vehicles to be purchased for personal use only; two references to be provided in India, NRI applicant can appoint a resident Indian to hold power of attorney on their behalf to complete the documentation.

NRI Savings Account
Open an NRI Savings account with US$1000, and enjoy the benefits of a zero balance account. Facilities: minimum balance zero, power-packed Internet banking, unlimited convenience, 365 days banking, doorstep banking, online bill payment, international debit card with enhanced withdrawal limit, dedicated relationship manager.

Foreign Currency Deposits - FCNR Fixed Deposits
Earn Indian interest rates on your foreign currency deposits in one of three foreign currencies, US$, £, Euro. Open the deposit jointly with any other NRI, interest on your deposit is paid half-yearly or annually at your option. Minimum initial deposit US$500 or equivalent amount in £ or Euro.