“For estimation of crop losses or admissible claims, two-step process is to be adopted based on ‘defined deviation matrix’ using specific triggers like weather indicators, satellite indicators, for each area along with normal ranges and deviation ranges. Only areas with deviations will be subject to Crop Cutting Experiments (CCEs) for assessment of yield loss (PMFBY),” said the Minister.

In case of non-provision of yield data beyond cut-off date by the states to insurance companies, claims are to be settled based on yield arrived through use of Technology solution (PMFBY alone). Enrolment under the scheme is to be made voluntary for all farmers in both PMFBY and RWBCIS and the central share in premium subsidy is to be increased to 90 per cent for northeastern states from the existing sharing pattern of 50:50.

Provisioning of at least 3 per cent of the total allocation for the scheme is to be made by the Centre and implementing state governments for administrative expenses. This shall be subject to an upper cap fixed by DAC&FW Department of the Agriculture Ministry for each state for both PMFBY and RWBCIS. Besides, the Department of Agriculture, Cooperation and Farmers Welfare (DAC & FW) in consultation with other stakeholders and agencies will prepare and develop state-specific alternative risk mitigation programme for crops and areas having a high rate of premium.