|
NRI
BANKING
|
NRI Savings Account
Open an NRI savings account with US$ 1000, and enjoy the benefits of a zero balance account. Facilities: minimum balance zero, power-packed Internet banking, unlimited, convenience, 365 days banking, doorstep banking, online bill payment, international debit card with enhanced withdrawal limit, dedicated relationship manager.
FCNR Accounts
FCNR deposit of these five leading currencies, US Dollar, Pound Sterling, Euro, Australian Dollar and Canadian Dollar. Earn attractive interest rates in the foreign currency of your choice. A wide range of deposit tenures to choose, from 12-36 months. Avail of a rupee overdraft of up to 90% of your FCNR deposit value held in units of 1,000.
NRE Savings Account
Non-Resident External Account is the perfect choice to maintain in rupees. This savings account requires you to keep an average quarterly balance of Rs 5,000 only. You have the choice to open this account jointly with other NRIs. You can easily transfer money out of India, your balances held in the NRE Account.
NRO Savings Account
If you have any investments in rupees, you also get the advantage to route these out of India. Open an NRO account jointly with an Indian resident, get ATM card and give a letter of mandate/POA to your local representative in India, who can operate the account on your behalf. Plus personalised chequebook, Net banking, bill Pay.
RFC Fixed Deposits
An RFC Fixed Deposit allows you to hold your deposit in any one of three currencies (US$, £, Euro). You can convert your deposit in Indian Rupees as and when you require. Protect your deposit from exchange rate risks by holding the monies in one of four foreign currencies. TDS exemption can be claimed on Interest earned basis declaration.
FCNR Fixed Deposits
Earn Indian Interest rates on
your foreign currency deposits in one of three foreign currencies—US$, £, Euro. Open the deposit jointly with any other NRI. The interest on your deposit is paid half-yearly or annually at your option. Minimum initial deposit US$ 500 or equivalent amount in £ or Euro.
NRI Home Loan
NRI Home loans are offered to all NRIs on their return to India for the purchase, construction, repair, and renovation of a house or a composite loan for self occupation. Loan amount minimum amount of the loan is Rs 5 lakh and maximum amount is Rs 100 lakh. The bank will finance only allotted property by legitimate bodies.
Account for Students
NRI Easy rupee account for students. Low minimum balance, just Rs 5,000 opening, maintaining your NRI Easy rupee account for student is easier now. Free and easy money transfers, anytime, anywhere easy access and monitoring, attractive exchange rates.
Car Loans to NRIs
Eligible applicants: salaried employees and self-employed individuals. Maximum loan up to 90% of the ex-showroom cost of car, repayment tenure up to 60 months, vehicles to be purchased for personal use only, two references to be provided in India, NRI applicant can appoint a resident Indian to hold power of attorney.
Global Indian Plastic
Global Indian credit card is tailored to the needs of NRIs. No income documents required. Minimum fixed deposit balance of Rs 100,000 and Rs 500,000 respectively for a silver and gold card. High credit limit of Rs 100,000 and Rs 300,000, comprehensive insurance for both primary and add-on cards up to Rs 2,000,000.
A/C For Seafarers
Low minimum account balance of Rs 10,000. Anytime, anywhere easy access and monitoring, wide international easy access for you, free and easy money transfer.
Helps you bank while being on the move 24/7
|
These schemes are provided by several MNC and Indian banks. For details, and for contacting relevant officers please write to
sales@indiaempire.com
info@indiaempire.com or call 91.11.2923.1515 (10 A.M. - 6
P.M) Monday through Friday
|
|
|
|
|
|
|
